Head of Collection & Recovery
About the Role
The Punjab Provincial Cooperative Bank Ltd (PPCBL) is hiring a seasoned Head of Collection & Recovery at its Head Office in Lahore to direct nationwide agricultural loan recoveries and reduce non-performing loans (NPLs).
Key Responsibilities
- Formulate and execute nationwide debt collection and recovery strategies for agricultural, commercial, and micro loans
- Supervise recovery operations across 151 branches, establishing branch recovery targets and monitoring zonal recovery officers
- Negotiate settlement schemes, loan restructuring packages, and write-off cases in accordance with SBP and Bank policies
- Coordinate with legal departments and court bailiffs on execution of recovery decrees and asset liquidations
- Prepare monthly NPL reduction reports, recovery dashboards, and presentations for the Board Risk Committee
Qualifications & Skills
Basic Requirements
- Bachelor's or Master's degree in Banking, Finance, Business Administration, or related discipline
- Minimum 10 years of professional experience, including at least 5 years specifically in banking collection and recovery
- Thorough understanding of agricultural credit cycles, recovery laws, SBP Prudential Regulations, and litigation procedures
- Strong leadership, strategic planning, and tough negotiation abilities
- Clean professional record with high personal and financial integrity
Preferred Qualifications
- Experience heading recovery departments in specialized agricultural banks or development financial institutions
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About Punjab Provincial Cooperative Bank
The Punjab Provincial Cooperative Bank Limited (PPCBL), established in 1924, is one of the oldest specialized financial institutions in Pakistan providing agricultural credit across Punjab.
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