Assistant Manager (Settlement, Reconciliation & POS Acquiring)
About the Role
OPay Inc, a leading global fintech platform expanding digital financial services in Pakistan, is hiring an Assistant Manager – Settlement, Reconciliation, Chargebacks & POS Acquiring at its Lahore office. The role oversees high-volume payment reconciliations, merchant payouts, dispute management, and scheme compliance.
Key Responsibilities
- Manage daily financial settlement and automated reconciliation processes across 1Link, Visa, Mastercard, and partner banking switches.
- Oversee end-to-end POS merchant acquiring settlements, handling payouts, fee deductions, rolling reserves, and exception handling.
- Lead chargeback investigation workflows, arbitrations, and representment filings adhering to card scheme regulations and SBP guidelines.
- Reconcile payment gateway transactions, wallet top-ups, and bank balances, identifying revenue leakages and operational breaks.
- Generate daily management reports, operational control dashboards, and collaborate with internal audit and risk teams.
Qualifications & Skills
Basic Requirements
- Bachelor's or Master's degree in Finance, Accounting, Economics, or Business Administration; ACCA / CIMA / CA finalists preferred.
- 4 to 6 years of solid experience in fintech, commercial banking, payment gateways, or POS acquiring operations.
- Deep understanding of the end-to-end payment transaction lifecycle, switch settlement, and dispute resolution rules.
- Advanced analytical proficiency in Microsoft Excel (macros, power query), SQL queries, and financial reconciliation tools.
Preferred Qualifications
- Direct experience handling merchant settlement operations for Android Smart POS devices or digital wallet ecosystems.
- Familiarity with State Bank of Pakistan Electronic Money Institution (EMI) and PSO/PSP regulatory frameworks.
How to Apply
Send your application directly to OPay Pakistan's official recruitment email.
Send your CV directly via email to career@opay-inc.com.
Include 'Assistant Manager Settlement & POS Acquiring - Lahore' in the subject line.
Detail your experience with card schemes (Visa/Mastercard/1Link) and current notice period in your email.
Submit before November 18, 2026.
About OPay Pakistan
OPay is a leading fintech company providing digital payments, smart mobile POS merchant solutions, and electronic wallets to millions of consumers and merchants across emerging markets.
ChatGPT aur generic AI templates ko ATS filters foran reject kar detay hain. Humari HR team OPay Pakistan k criteria k mutabiq tailored ATS CV tayyar kray gi.