Senior Credit Analyst – Agriculture (AVP)
About the Role
The Bank of Khyber (BoK) invites applications from experienced corporate credit professionals for the position of Senior Credit Analyst – Agriculture (Up to AVP) at its Agriculture Finance Division in Lahore.
Key Responsibilities
- Evaluate agricultural credit proposals, financing requests for farm machinery, working capital, and agro-business loans.
- Conduct in-depth financial statement analysis, cash flow projections, debt service capability, and collateral evaluations.
- Ensure credit proposals strictly comply with SBP Prudential Regulations for Agriculture Financing and BoK credit policy.
- Prepare comprehensive credit appraisal reports (CAR) with risk mitigation recommendations for sanctioning committees.
- Monitor early warning indicators, loan recovery schedules, and farm credit portfolio quality.
Qualifications & Skills
Basic Requirements
- MBA, M.Com, BBA (Hons), B.Sc. (Hons) Agriculture Economics, or Master's in Finance/Economics from an HEC-recognized university.
- 5-8 years of credit underwriting or relationship management experience in commercial banking with focus on agriculture finance.
- Deep understanding of agricultural crop cycles, farm input economics, and rural lending dynamics.
- Sound proficiency in SBP Prudential Regulations, loan structuring, and financial modeling.
- Strong analytical, credit writing, and interpersonal capabilities.
Preferred Qualifications
- JAIBP / AIBP certified from the Institute of Bankers Pakistan (IBP).
- Prior experience managing large commercial farm or corporate agri-business credit portfolios.
How to Apply
Official application process and instructions for Bank of Khyber.
Apply online through the Bank of Khyber careers portal at https://www.bok.com.pk/careers.
Select 'Senior Credit Analyst – Agriculture' and submit your detailed profile.
Closing date for application submission is November 25, 2026.
About Bank of Khyber
The Bank of Khyber is a progressive provincial commercial bank operating over 250 branches nationwide, providing modern conventional and Islamic banking solutions across Pakistan.
ChatGPT aur generic AI templates ko ATS filters foran reject kar detay hain. Humari HR team Bank of Khyber k criteria k mutabiq tailored ATS CV tayyar kray gi.